| Loan Program: | Appalachian Child Day Care Microenterprise |
| Lending Limits: | $200 - $25,000 |
| Business Locations: | Adams, Ashland, Athens, Belmont, Brown, Coshocton, Guernsey, Harrison, Highland, Hocking, Holmes, Jefferson, Knox, Meigs, Monroe, Morgan, Muskingum, Noble, Perry, Pike, Ross, Tuscarawas, Washington |
| Eligible Businesses: | Licensed Type A & B, Family Day Care Providers, Licensed Day Care Centers |
| Loan Uses, Eligible: | Working Capital,Inventory,Supplies,Learning Tools, Equipment, Minor Remodeling for Health and Safety Codes |
| Ineligible Loan Uses: | Land and Building, Existing Debt |
| Term of Loan & Interest: | Flexible, Based on Need, Size of Loan, Repayment Ability, Rate: Prime Rate, Maximum Term: 5 Years |
| Jobs Requirement: | Job Creation/Retention |
| Source of Funding: | Ohio Department of Development, Ohio Department of Human Services
|
| Loan Program: | Ohio Appalachian Microloan |
| Lending Limits: | $200 - $35,000, Total Financing less than $105,000 |
| Business Locations: | Adams, Ashland, Athens, Belmont, Brown, Carroll, Columbiana, Coshocton, Gallia, Guernsey, Harrison, Highland, Hocking, Holmes, Jackson, Jefferson, Knox, Lawrence, Meigs, Monroe, Morgan, Muskingum, Noble, Perry, Pike, Ross, Scioto, Tuscarawas, Vinton, Washington |
| Eligible Businesses: | Retail, Service, Commercial, Wholesale, Manufacturing |
| Loan Uses, Eligible: | Working Capital - 6 Mo Equipment, Machinery, Furniture, Fixtures, Inventory, Supplies |
| Ineligible Loan Uses: | Existing Debt, Speculative Activities, Land, Building, Restrictions by Law and S.B.A. |
| Term of Loan & Interest: | Rate: 12.50% A.P.R., Flexible Terms up to 6 Years |
| Jobs Requirement: | Job Creation/Retention |
| Source of Funding: | Ohio Department of Development
|
| Loan Program: | Regional 166/Pioneeer Program |
| Lending Limits: | Direct Loan to For-Profit Businesses, Up to 75% of Total Project Cost, Maximum $350,000 |
| Business Locations: | Athens, Belmont, Guernsey, Hocking, Meigs, Monroe, Morgan, Noble, Perry, Washington |
| Eligible Businesses: | Commercial, Service, Distribution, Manufacturing |
| Loan Uses, Eligible: | Land, Building, Acquisition, Improvements, Machinery and Equipment |
| Ineligible Loan Uses: | No Retail, Existing Debt, Restrictions by Law |
| Term of Loan & Interest: | Application Fee: $200, Attorney's Fee: $1,200, Up-Front Processing Fee: 1.5%, Annual .25% Servicing Fee, Rate: 4% A.P.R., Equipment: 10 Years, Real Estate: 15 Years |
| Jobs Requirement: | 1 Job for Each $35,000 of Ohio Regional 166/Pioneer Financing |
| Source of Funding: | Ohio Department of Development
|
| Loan Program: | Rural Development Revolving Loan Fund |
| Lending Limits: | Up to $150,000 or 75% of Total Project |
| Business Locations: | Adams, Ashland, Athens, Belmont, Brown, Carroll, Columbiana, Coshocton, Gallia, Guernsey, Harrison, Highland, Hocking, Holmes, Jackson, Jefferson, Knox, Lawrence, Meigs, Monroe, Morgan, Muskingum, Noble, Perry, Pike, Ross, Scioto, Tuscarawas, Vinton, Washington and Towns with a Population of Less Than 25,000 |
| Eligible Businesses: | Retail, Service, Commercial, Distribution, Manufacturing |
| Loan Uses, Eligible: | Start-up or Expansion, Land, Building, Acquisition, Improvements, Machinery and Equipment and Working Capital |
| Ineligible Loan Uses: | Transfer of Ownership, Project That Violates EPA Regulations, Existing Debt, Speculative Activities, USDA Restrictions |
| Term of Loan & Interest: | Useful Life, Machinery and Equipment: 7 Years, Real Estate: 15 Years, Rate: 2 Plus Prime |
| Jobs Requirement: | Job Creation/Retention |
| Source of Funding: | Rural Development U.S.D.A. |